Friendly and honest mortgage advice

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Golden Key Financial Services provides friendly and honest mortgage advice. With access to the whole of the market for best deals and an ability to cut through the jargon and offer uncomplicated advice, we’re here to help.

We provide a comprehensive mortgage advice service for first-time buyers, home movers, people looking to remortgage, as well as buy-to-let and commercial customers. In addition to mortgages, we provide a range of financial services, including life cover, critical illness and private medical insurance.

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Raj was brilliant from start to finish. She was friendly, knowledgeable and talked us through what we needed to do and know step by step throughout our journey.

Ranjit Bains

Our golden key promise

We will help you to find the right deal. Even small differences in rates and fees can make a big difference over the lifetime of a mortgage. We look at all of the facts, as well as cashback deals and incentives, to ensure we have the right deal for your circumstances.

Our golden key promise

We know the market. Our experience and understanding of the mortgage market means we can identify the right lender. Unlike online comparison sites, we base our recommendations on having a detailed understanding of your needs.

Our golden key promise

We are with you every step of the way: We are involved in all aspects of the process – from valuation and finance, to buying and selling for homeowners, through to managing property portfolios for landlords. The fact that we provide an end-to-end service means that we can support you at every step.

Our golden key promise

We are honest and transparent: As a family business, we stake our livelihood on our reputation. A result, we are passionate about providing a service that is second to none.

What we offer


Congratulations! Taking the first step onto the property ladder is a very exciting time. However, with lots to think about, it can also be a little daunting. Having a trusted partner to walk you through the process can help.

We’ll help you with everything from understanding how the home-buying process works and figuring out how much you can borrow, through to working out deposits, stamp duty and budgets. We’ll also help you to understand different types of mortgages and do our best to make the process as simple as possible.


We understand that speed is important when purchasing a buy-to-let property.

Our team has access to the best deals on the market and the knowledge to be able to navigate mortgage lender’s criteria.

Our understanding of the local market means that we have the knowledge to be able to offer additional advice on local rental incomes.


Buying a home is one of the biggest expenses in life – so it makes sense to protect your investment.

With so many different types of cover available, trying to work out what you might need can be confusing.

We cut through the jargon, helping you to identify your needs and priorities to find a solution that works for you and protects your interests when you need it most.

Commercial mortgages

Commercial mortgages are used for buying (or refinancing) a property that will be used for business purposes.

They can be quite complex by nature and aren’t available to browse online, so it is a good idea to work with a mortgage advisor that understands the process.

Our expertise

Raj, who is the director of our Financial Services division, has a background in corporate banking and mortgage advice. Over the past decade, with the property side of the business growing fast through referrals and word of mouth, Raj set up Golden Key Financial Services. The business supplies a range of financial services and advice, with a focus on reducing complexity and providing an honest and transparent service.

2021 Finalist Business Woman Awards

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